JULO SMS Verification

Pass the JULO SMS verification step with a virtual number and start the verification process on the Indonesia-based digital credit app.

JULO is a financial-technology (fintech) company operating in Indonesia; it offers digital credit and virtual credit-card-like products through a smartphone. It assesses creditworthiness using big data and machine learning. For account security and transaction approvals, it sends a one-time code to your phone number; in financial apps this verification step provides critical protection against fraud.

When you enter your virtual number in the phone field during sign-up, JULO delivers the verification code by SMS. You complete the verification stage by entering the code. A virtual number offers convenience for anyone who wants to keep their personal number private at the first verification step; however, remember that financial services must be carried out in your own name with valid identity.

Because JULO is a lending platform, genuine identity, bank and contact details (KYC) are mandatory in application and payment processes. Use a virtual number only to receive the verification code; transacting with a false identity or on someone else's behalf is against the law. Never share your verification code and enter it only on the official JULO app.