Pockit SMS Verification

On the UK account app built for people underserved by banks, the first step is the Pockit SMS verification; start it with a virtual number and see why the number matters.

Pockit is a UK fintech founded in London in 2014. Through a mobile app it offers prepaid spending cards and current-account-style services, aimed especially at lower-income customers and people who struggle to access traditional banking. Your phone number is linked to the account, and if it changes, the login reset ends with an SMS code sent to the new number.

At Pockit the SMS code is only the first step; as a financial service it verifies identity (KYC) with your own documents and, if an account goes under review, may ask for documents or proof of the source of funds. So a virtual number can at most be a temporary bridge, for example for someone who has just moved to the UK and is opening the account in their own name.

Resetting the number requires your email and password, previous phone number, a link sent to your email, your security answer, date of birth and the 9-digit card token. Losing a temporary number makes this harder, so switch to a number you will keep long term as soon as the account is open and store these details safely.