RecargaPay SMS Verification

If your Brazilian line isn't active yet, a virtual number can receive the RecargaPay SMS verification code; identity checks in this Pix wallet still use your own details.

RecargaPay is a payments app founded in 2010 by Argentine entrepreneurs and operating in Brazil. It offers Pix transfers paid by credit card, bill payments, a cashback credit card, loans and mobile top-ups, and reported more than 15 million customers in September 2026. To protect money movements, it sends a six-digit SMS code to your mobile number during sign-up.

Registration starts with a CPF and date of birth, then asks for your address, mobile number and the SMS code; before depositing you also verify your identity with a document and photos. A virtual number only covers the SMS step, so it mainly makes sense as a stopgap for someone who already has a CPF, has just moved to Brazil and is still waiting for a local line.

Tying a wallet that holds money to a short-lived number is risky: logins on a new device or security checks can send codes to that same number again. If you keep the account, move it to a number you will control long term. Complete identity verification (KYC) only with your own CPF, never share codes and check the recipient's name before confirming a Pix transfer.