VIMpay SMS Verification

The VIMpay SMS verification code is the first security step when you open the German payment app; a virtual number can receive it, but long-term use calls for your own number.

VIMpay is a German mobile payment app from Freising in Bavaria; its imprint lists petaFuel GmbH and PayCenter GmbH. It issues a virtual Mastercard at sign-up and supports Apple Pay, Google Pay and Samsung Pay, payments with wearables such as Garmin and Fitbit, card locking, personal limits and a current account (Girokonto). The SMS code confirms that the account and card belong to you.

With a virtual number you can pass the first step by entering the code in the app. But VIMpay is a payment account: identity verification (KYC) is done with your own identity, and the virtual number only covers the SMS step. At most it is a temporary fix for people who have just moved to Germany and lack a local line; the account should be tied to a number you will control long-term.

Card payments, security confirmations and account recovery may rely on the registered number, so losing it can make it harder to reach your money; switch the account to your own line at the first opportunity. Use the in-app temporary card lock and personal limits, and compare the free Basic plan with the paid plans before you commit.