myBCA SMS Verification

Registering for the app of Indonesia's largest private bank brings up the myBCA SMS verification step; learn what a virtual number covers there and what it does not.

myBCA is the integrated banking app of Bank Central Asia (BCA), Indonesia's largest private bank by assets and market capitalisation. It brings together account opening, transfers, bill payments, QRIS payments, investments and paylater. BCA has operated as a bank since 1957 and serves more than 43 million customer accounts. The app confirms your phone number with an SMS code.

With a virtual number you enter a temporary Indonesian number in the app and type in the code, but opening an account and transacting still require identity verification (KYC) with your own documents. It can be a short bridge for people living in Indonesia whose new SIM is not yet active when they set up the app; the bank account should then move to your own line.

In banking apps, new-device approvals, transaction alerts and PIN resets can depend on your number, and losing a temporary number can cut you off from your account. Never respond to callers asking for OTPs, PINs or card details in BCA's name, install the app only from official stores and report suspicious transactions to the bank immediately.